Multi-Currency Global Trade Financing

Export & Import Finance — Accelerate Your Global Trade Horizons

Access structured pre-shipment packing credit, post-shipment bill discounting, foreign currency trade credit (PCFC/EBR), import letters of credit, and buyer's credit backed by premier international trade banks.

Multi-Currency (USD, EUR, GBP, INR)
Interest Subvention Eligible
ECGC Backed Security
View Trade Facilities FAQs

Request Exim Trade Quote

Check sanction terms, SOFR-linked interest rates & FX margins.

Global Trade Desk

Comprehensive International Trade Financing

Tailored solutions for Indian exporters and importers across manufacturing, agri-commodities, textiles, and engineering.

Pre-Shipment Credit (Packing Credit)

Working capital loan extended to exporters for procuring raw materials, processing, manufacturing, packing, and warehousing goods prior to dispatch.

  • INR or Foreign Currency (PCFC) at SOFR + spread
  • Tenure up to 180-270 days linked to export order
Post-Shipment Bill Discounting (EBR)

Immediate liquidity against export invoices and shipping bills after goods are dispatched on DA/DP terms, so you don't wait for foreign buyer payment.

  • Discounting under Export Bill Rediscounting (EBR)
  • Protection via ECGC Comprehensive Insurance
Import Letter of Credit (Inward LC)

Irrevocable documentary letters of credit guaranteeing payment to international suppliers upon compliant presentation of shipping documents.

  • Sight and Usance (up to 90-180 days) LCs
  • High credit acceptability by overseas beneficiary banks
Buyer's & Supplier's Trade Credit

Short-term foreign currency credit provided by overseas banks and financial institutions for funding capital goods and raw material imports under RBI Trade Credit guidelines.

  • Lower interest cost compared to domestic INR borrowing
  • Tenure up to 1 to 3 years for eligible capital goods
Interest Equalization Scheme (Subvention)

Government of India interest subvention of 3% for MSME manufacturer exporters and 2% for 410 tariff line exporters, reducing your net interest costs significantly.

  • Direct upfront pass-through by sanctioning bank
  • Available on pre-shipment & post-shipment INR credit
Export Factoring & ECGC Advisory

Comprehensive overseas receivables management with 100% bad debt protection against buyer default, insolvency, and political risks across 180+ destination countries.

  • Zero recourse to exporter upon commercial default
  • Foreign buyer creditworthiness checks
Exim Checklist

Required Trade Documentation

Valid Importer-Exporter Code (IEC) issued by DGFT, RCMC (Registration-cum-Membership Certificate) from relevant Export Promotion Council (e.g. APEDA, FIEO, EEPC), GST certificate, and PAN.

Confirmed Export Order or Irrevocable Letter of Credit from overseas buyer, Proforma Invoice, Bill of Lading / Airway Bill (for post-shipment), Shipping Bill copy, and Commercial Invoice.

Last 2-3 years audited balance sheets, CA certified past export performance, EDPMS / IDPMS reconciliation statement from existing AD bank showing zero outstanding cautions.

Why Exporters Choose Just Digital?

We liaison directly with specialized International Trade Banking branches (AD-I categories) to ensure preferential forex spreads and minimal LC confirmation charges.

SOFR + 1.50%
Ultra-competitive foreign currency interest rates
EDPMS Advisory
Free assistance with BRC & e-BRC closing
Low FX Margin
Tight forex conversion margins on export remittances
Fast Turnaround
Post-shipment discounting within 24 hours of bill presentation
Trade Execution

How Your Exim Facility Gets Sanctioned

4-stage onboarding for seamless international trade lines

1
Submit Quote

Fill your firm name, IEC details, and required export/import limit.

2
Order Review

Our exim desk reviews your export orders, LC terms, and buyer profile.

3
Sanction from AD Bank

We secure packing credit & bill discounting limits from designated AD-1 banks.

4
Disbursal & Remittance

Direct fund credit in INR or PCFC; smooth export realization through banking channels.

Associated Lending Network

We Are Associated With All Major Bank & NBFC Companies

Get instant digital loan approvals, best-in-market interest rates, and swift disbursement through our verified network of leading Indian banking and non-banking financial partners.

NBFC
Aditya Birla
Personal & Business Loans
NBFC
Axis Finance
Competitive Interest Rates
NBFC
Bajaj Finance
Instant Digital Disbursal
Bank
Bandhan Bank
Affordable Retail Loans
NBFC
Chola Finance
Flexible EMI Solutions
Fintech NBFC
Finnable
Fast Salary Track Loans
NBFC
Fusion Finance Pvt Ltd
Micro & Small Enterprise Loans
Bank
ICICI Bank
Pre-approved Instant Loans
Bank
IndusInd Bank
Quick Processing & Limits
Bank
Kotak Mahindra Bank
100% Paperless Process
NBFC
Piramal Finance
Hassle-Free Approval
NBFC
Poonawala Fincorp
Transparent & Fast Payouts
Fintech NBFC
Prefr
Direct App Approval
NBFC
Tata Capital
Trusted Financial Solutions
Bank
Utkarsh Small Finance Bank
Retail & MSME Credit
Bank
Yes Bank
Flexible Tenure & Limits
Aditya Birla (NBFC)
Axis Finance (NBFC)
Bajaj Finance (NBFC)
Bandhan Bank (Bank)
Chola Finance (NBFC)
Finnable (Fintech NBFC)
Fusion Finance Pvt Ltd (NBFC)
ICICI Bank (Bank)
IndusInd Bank (Bank)
Kotak Mahindra Bank (Bank)
Piramal Finance (NBFC)
Poonawala Fincorp (NBFC)
Prefr (Fintech NBFC)
Tata Capital (NBFC)
Utkarsh Small Finance Bank (Bank)
Yes Bank (Bank)
Aditya Birla (NBFC)
Axis Finance (NBFC)
Bajaj Finance (NBFC)
Bandhan Bank (Bank)
Chola Finance (NBFC)
Finnable (Fintech NBFC)
Fusion Finance Pvt Ltd (NBFC)
ICICI Bank (Bank)
IndusInd Bank (Bank)
Kotak Mahindra Bank (Bank)
Piramal Finance (NBFC)
Poonawala Fincorp (NBFC)
Prefr (Fintech NBFC)
Tata Capital (NBFC)
Utkarsh Small Finance Bank (Bank)
Yes Bank (Bank)
100% RBI Regulated Entities
Direct Login & Fast Approvals
Secure & Paperless Documentation
Pan India Distribution
Got Questions?

Frequently Asked Questions

Common queries regarding export packing credit, PCFC, and import letters of credit

PCFC allows exporters to borrow in major foreign currencies (USD, EUR, GBP) at international benchmark rates (SOFR + spread) rather than domestic INR rates. Since the exporter receives export revenues in foreign currency, they directly liquidate the PCFC loan from export proceeds, eliminating foreign exchange conversion losses and saving 4% to 6% in interest costs.

Yes! Merchant exporters holding confirmed irrevocable Letters of Credit from prime international banks or backed by collateral security / ECGC cover can easily secure Pre-Shipment Packing Credit and Post-Shipment Bill Discounting.

Export Credit Guarantee Corporation (ECGC) provides policy covers against insolvency or protracted default of the foreign buyer, as well as political risks (war, foreign government import bans, currency exchange restrictions). Banks readily discount export bills that carry comprehensive ECGC cover.

Pre-shipment credit is generally sanctioned for up to 180 days (extendable to 270 or 360 days for complex engineering goods). Post-shipment bill discounting covers the transit and credit period up to 90 to 180 days from the date of bill of lading.

Expand Your Global Trade Footprint

Request a free personalized trade finance quote. Competitive SOFR spreads and fast letter of credit issuance.

Request Exim Trade Quote